What happened when it ran on real loans
A 60-day production pilot with Jiweze Improved Productivity Ltd in Kiambu County, Kenya, run beside the lender’s own process.
- loan applications processed
- previously unbanked people approved
- average processing time
- auto-approval rate
- observed default rate (60 days)
- infrastructure uptime
More from the pilot report
- Where
- Kiambu County, Kenya
- Manual review rate
- 30%
- Model accuracy
- 84% against Jiweze’s historical approvals
- Peak daily volume
- 120 applications
- Average loan size
- About US$40
- Women applicants
- About 43%
Why it matters
- of adults in Sub-Saharan Africa held a mobile-money account in 2024, up from 27% in 2021
- of adults in low- and middle-income economies borrowed formally in 2024
Sources: AfriScore × Jiweze pilot report, 2025; World Bank Global Findex 2025. The default rate is observed over a 60-day window.
Run a pilot on your portfolio
Free, no commitment, and your process stays untouched.
Apply for the pilot